The Authority on New Jersey Online Gambling

Best New Jersey Online Baccarat


Our top picks for NJ online baccarat play

Don’t be scared to play baccarat online in NJ

Baccarat is a hard game to find online. Not many NJ online gambling websites offer it, and it’s not a familiar game to most players. One of the really great things about playing online is that you can demo a game and play for fun to get the hang of it.

Not many people have played baccarat, but you can learn and practice on the demo games offered for free at Tropicana online casino, VirginCasino.comGolden Nugget online, and Caesars NJ online casino.

Baccarat is not as hard to play as you think

In baccarat, you can bet on the player, the banker, or bet on a tie. Sometimes you can bet on a tie and the bank or player.

The winning hand is the hand closest to 9 and the banker and player must hit or stand, depending on house rules and on what is dealt.

How to play baccarat

Baccarat table with chipsIn baccarat, no decisions are made in the play; you simply decide whether to bet on the house, player, or for a tie. You will not have the option to decide on hitting or staying like blackjack.

The object of the game is to have a hand that is closest to a 9. The play is decided by what the totals are for the player and bank acts accordingly; both have different rules to their play.

The face card counts as 0 while an ace counts as 1. Having an 8 or 9 total is considered a “natural” and a good hand.

Having a 0-1-2-3-4-5 card total usually draws a card for the banker, depending on what the player’s hand is. That’s why it’s better to bet on the bank. This banker bet has the advantage because of the options based on what the player’s hand draws.

Basically, it’s like flipping a coin, but more fun.

Play the bank

The probability of the bank winning at baccarat is 45.8 percent on a single deck game compared to 44.6 percent for the player hand. The other 9.5 or so percent comes from the probability of a tie, which usually pays 8 to 1, so it’s not in your best interest to play it unless you can track previous hands.

So far I have only seen an 8 to 1 payout for a tie on all the online casino sites in New Jersey, but I wouldn’t be surprised to see a 9 to 1 payout soon for a tie. If that ever happens it’s a better bet, leaving a house edge of 4.9 percent on a six deck shoe.

No commission baccarat exists online in New Jersey?

There are some online casinos that do offer no commission baccarat but there is a catch. The catch is that you only get paid 1 to 2 on a natural 8 hand. So essentially you only win half your bet.

The odds of the banker winning with an 8 is a whopping 10.6 percent, which is high enough to make the player bet by far the better one for this variant. The house edge on banker bets is 4.06 percent versus 1.24 percent for player bets.

The upside to No Commission Baccarat on NJ gambling websites is the low minimum wager. All sites that support this format have a $1 minimum bet, but you can increase that to $500.

Where to find baccarat at NJ online casinos

No Commission Baccarat is available at the following NJ gambling websites:

And the standard version, which we deem to be by far the better variant, is found at:

Betfair also supports a third baccarat variant, called EZ Baccarat. This game, manufactured by GAN, is the same as the no commission version of the game except instead of receiving half a win when the Banker wins with an 8, players push when the Banker wins on a three card 7.

The house edge for Banker bets under this rule is a scant 1.02 percent, making it the best baccarat play in New Jersey.

The game also comes equipped with two side bets: Panda 8 and Dragon 7. However, players will generally want to dodge these bets as they’ll be giving up between 7.6 – 10.2 percent to the house.